Home Eligibility Rates and Fees Application Process FAQ’s

Application Process

How to get a quick car loan....

1. Loan on Phone: If you are an existing ICICI Bank customer, you can check if you have a pre-approved car loan by calling on our phone banking numbers or by sending an sms “carloan <city>” to 676766. (for example “carloan mumbai”)

2. Income proof product: Submit Income documents as required and avail finance up to 100% on the on-road cost of the car!*

3. No Income Proof product: If you are ready to contribute to 20% or more of the ex-showroom cost of the car, you needn’t submit any income proof!

4. Instant Funding product: If you have a credit card which is more than 1 year old, and you maintain a good repayment record, you can get a loan upto 90% of the ex-showroom cost of the car without submitting any income documents! AND additionally you get a waiver of field investigation process.

5. Fixed Deposit product: Get up to 100% loan on the ex-showroom cost of the car without any income documents by giving a fixed deposit to ICICI Bank

We also offer several other loan schemes based on your life insurance premium receipts, banking statements, existing car RC etc.


  • Our representative will meet you at your convenience to assist you with the documentation and other terms.
  • Your loan will be disbursed to the car dealer within one day of submitting all the required post-sanction documents.
  • If the vehicle is readily available with the dealer, you can get your car as soon as the disbursal is made to the dealer. However ICICI Bank is in no way responsible for car deliveries as they are regulated by the car manufacturer's delivery schedules.
  • You can retain the original Registration Certificate, Invoice and the Insurance Policy. We simply require a photocopy of these documents within 30 days of getting your loan disbursement.
  • If you wish to cancel your loan application any time before the loan is disbursed, you may do so by informing the representative who has collected your documents or send us a written request.

*** You can also approach any of our branches nearest to you to avail Car Loans. We have an extensive network of associates offering our loan products too.

*** You may call on 1600-22-9191 or send an sms saying “carloan <city>” to 676766 to apply for a car loan.


New Car Loan

Occupation :
Annual Income :
For more information on our Car Loan Products, click here © Copy Right ICICIBank Car Loans